Jill Stone | Amherst Real Estate, Hadley Real Estate, Belchertown Real Estate


When you’re shopping for a home, it’s easy to be overzealous in your attempt to find the perfect property. One of the biggest regrets of home buyers is that of paying too high a price for their dream home. There should be a balance between cost and the right property for you. No matter what kind of house you’re looking to buy or where you plan to buy it, a little planning goes a long way to help you get the most for your dollar when buying a home. Below, you’ll find some tips to help you avoid the dreaded mistake of overpaying for a home.


 Look For Amenities That Increase Value


Does the neighborhood you’re looking to buy in have a lot of cool perks? Perhaps the property is close to the heart of downtown or close to one of the most desirable schools in the area. These features add value to the home based on the demand in the neighborhood. 


You should also consider if the neighborhood is known as what’s termed “up and coming.” The potential that a neighborhood is also a factor in the price of a home. Is there a lot of construction going on in the area? Is the home you’re buying in a great area but considered a “fixer upper”? High potential properties in desirable areas can actually give you a bargain. A nice property in an area that is still being established can also be a bargain but beware. You may end up paying a higher price as sellers and developers understand that people are eager to move into the neighborhood. Also, if a neighborhood seems to be built up too much, it’s not a good sign. An overdeveloped area can lead to decreased property values over time.         


Inside the home, look for things that have been updated to increase the value of the property. An updated kitchen and bathroom add the most cost to a home as these are the most expensive rooms to renovate. Other perks in a home that greatly increase the value include new flooring, new roof, being situated on a cul-de-sac or dead end street, and easy access to highways and main routes.  


Know That Some Features Decrease Value


Things like power lines, poor economic growth in the community, high-traffic areas, foreclosures, and unkept homes can all drag down the value of a property. If you happen to be looking in one of these areas, understand that you shouldn’t be paying top dollar for a home there. Look for bargains. Whether you plan to stay or simply flip a property, you need to know at what point the price will be right without overpaying for the home.    




44 Chmura Rd, Hadley, MA 01035

Single-Family

$425,000
Price

10
Rooms
3
Beds
3
Baths
EASY LIVING in this 3 Bedroom, 3 Bath ranch on a dead end street with easy access to hiking and biking trails! This lovely home offers hardwood floors through out the main living areas, 2 newly updated baths with tile floors, newer appliances, 1st floor laundry room, and a spacious eat-in kitchen with island. The open floor plan spills out onto the expansive deck overlooking the private backyard with plenty of room to play or garden. Finished walk-out basement with living area, office, full bath with 2 person Jacuzzi tub and an entertainer's dream of a bar with sink! Unfinished area perfect for extra storage or your own workshop. Attached one car garage offers side entry into the home. Make your appointment today, and close before the Holidays!
Open House
No scheduled Open Houses




If you’ve ever lived in the country, or even inside city limits but beyond the reach of the city’s sewer system, you may not know much about a septic system and how to take care of it. Just the idea that a home has a septic tank might scare you away and send you looking for a house with a sewer connection. The truth is, when properly cared for, a septic system can last for decades. And care for your system isn’t all that hard. Just remember a few basic rules.

How it works

A septic system uses bacteria and enzymes to breakdown solid waste that enters a large, typically watertight concrete, fiberglass, or polyethylene tank. As the solid and liquid waste flows into the tank, the solids settle on the bottom to for “sludge” while the oils and grease float to the top to form “scum.” The wastewater (called “effluent”) flows out from between the sludge and the scum into a drain field (long, perforated pipes buried in gravel trenches spread across a large area) to be evaporated or percolate into the ground.

Inside the tank, bacteria break down the solid waste. To handle the scum, regularly adding enzymes designed for septic systems can break down the scum so that it becomes solid (to settle to the bottom) and liquid (to flow out to the drain field).

Installation

If your septic tank is not yet installed—that is, if you’re building on site in an area without a city sewer connection—make sure you apply for the proper permit. Officials from your county or city building department or health department most likely will need to perform a soil or percolation test (sometimes referred to as a perc test). They need to determine if the ground can support a septic system. In addition to the septic tank, septic systems need either a drainage field or a scum pond, so you need plenty of space for the system to work.

Septic system size varies depending on the size of the home and the number of bathrooms it has, so if you intend adding on to your home, or putting an apartment over the garage later, factor in a larger septic system.

Use common sense

Systems can be overloaded when too much water or waste enters the system without time for it to properly deal with the load. Excessive large loads of laundry and the same time as showers, toilets, and the dishwasher are in use, for example, might temporarily overload the system.

To reduce the load, use flow restrictors and aerators on faucets and showerheads, and use low-water, energy efficient equipment for clothes and dishes. Install efficient toilets as well to minimize the water flow, but don’t reduce the water too much, because solid waste needs water to properly function.

Do not park vehicles on the drain field and be careful not to build over the top of the pipes. Even a small storage shed can crush the pipes and damage your septic system.

Beware the disposal

In the kitchen, don’t use the disposal excessively for food waste since that taxes the septic system’s ability to break down the solids. Undigested food requires much more effort for the bacteria to break it down.

In the same way, do not pour grease and oils down the drain since these end up as scum. When either the scum layer or the sludge layer becomes too thick and cannot be broken down by the bacteria or the enzymes, your tank will need pumping. 

In that case, it’s time to call in a professional to pump out the tank and restore function to your system.


If you want to enjoy a successful home selling experience, it generally is helpful to establish a competitive initial asking price for your residence. With an aggressive price, you can stir up lots of interest in your home. As a result, you can increase the likelihood of a fast home sale.

Now, let's take a look at three tips to help you set a competitive initial asking price for your house.

1. Conduct a Home Appraisal

A home appraisal enables you to receive a property valuation. Then, you can use this valuation to determine how to price your house.

In addition, it often is beneficial to conduct a home inspection prior to listing a residence. An inspection allows you to receive insights into any home problems. Once you have a home inspection report in hand, you can prioritize house repairs and upgrades, improve your home and get the best price for your residence.

2. Evaluate the Local Housing Market

Take a look at the prices of available houses in your city or town that are similar to your residence. By doing so, you can establish a price range for comparable homes and use this information to decide how much to ask for your house.

Also, you may want to take a look at the prices of recently sold houses in your area and find out how long these residences were available before they sold. This housing market data can help you differentiate between a buyer's and seller's market.

3. Consult with a Real Estate Agent

Pricing a home can be difficult, particularly for those who are listing a residence for the first time. If you work with a real estate agent, however, you can receive in-depth house selling insights and ensure you are better equipped than other sellers to optimize your home sale profits.

A real estate agent is happy to help you set an initial asking price for your home that hits the mark with buyers. He or she first will learn about you and your home and create a custom property selling strategy. Next, a real estate agent will help you prepare your residence for the real estate market. And when you're ready to sell your house, a real estate agent will add your residence to the local housing market and promote your home to buyers.

Of course, a real estate agent provides lots of assistance throughout the home selling journey too. A real estate agent will offer honest, unbiased recommendations at each stage of the home selling journey. Best of all, he or she will respond to any of your home selling concerns and queries.

As you get set to enter the real estate market, you should consider how to price your residence. Thanks to the aforementioned tips, you can set a competitive initial asking price for your home. That way, you can generate significant interest in your house as soon as it becomes available.


If you want to buy your dream house in the near future, you likely will need to put together a competitive offer to purchase. That way, you can boost the likelihood of receiving an immediate "Yes" from a property seller after you submit your homebuying proposal.

Ultimately, it helps to know what differentiates a competitive homebuying proposal from a lowball one. If a homebuyer understands what to offer for a residence, he or she should have no trouble purchasing the right residence at the right price.

To better understand how to acquire your dream house at the lowest-possible price, let's take a look at three tips to help you determine what to offer for a residence.

1. Study the Housing Market Closely

The housing market experiences ebbs and flows. Therefore, a real estate sector that favors homebuyers one day may favor home sellers the next. And if you fail to learn about the current state of the real estate market, you may struggle to put together a competitive offer to purchase your ideal residence.

Analyze the prices of available houses in your area, the prices of recently sold houses in your preferred cities and towns and other housing market data. With this information in hand, you can find out whether you're operating in a buyer's or seller's market. Then, you can craft an offer to purchase your dream residence that accounts for the present state of the real estate market.

2. Weigh the Pros and Cons of Your Dream Home

No house is perfect, and even your dream home may have its fair share of flaws. Fortunately, a homebuyer who assesses the pros and cons of a house may be better equipped than ever before to submit a competitive offer to purchase this residence.

If you view a house multiple times, you can learn about all aspects of this home and assess any property damage. After you obtain these home insights, you can create a competitive offer to purchase that accounts for the house's current condition.

3. Collaborate with a Real Estate Agent

When it comes to purchasing a house at a price that matches your expectations, it generally is beneficial to work with a real estate agent. This housing market professional will do everything possible to help you buy your dream home at a price that fits your budget.

A real estate agent understands the ins and outs of the real estate sector and can help you map out a successful homebuying strategy. He or she first will offer insights into available homes in your preferred cities and towns. Next, when you find your dream residence, a real estate agent will help you craft a competitive homebuying proposal. And if your offer to purchase is accepted, a real estate agent will make it easy to navigate the final steps of the homebuying journey.

Ready to streamline your quest for your ideal house? Use the aforementioned tips, and you can improve your chances of acquiring your dream home at a price that you can afford.




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